Check your benefits entitlements, save money and clear any debt
Learn more about ways to check what benefits you're entitled to, how to save money on your energy bills and become debt free.
Income and benefits advice tools, tips and advice to support you.
Do you know which benefits you're entitled to? Use our free, confidential benefits calculator to help you learn more about how much you can claim.
If you need extra support with working out your entitlements you can request a free consultation with one of our advisors.
Saving money on energy
Making small changes could help you save money on energy bills. Here's some suggestions to start you off.
1. Pay by Direct Debit.
You'll normally get about a 5% discount. Energy companies have to use the Direct Debit Guarantee, which means they can’t take money out of your account without your permission. And if they want to change the amount you pay, they have to write to you first.
2. Use a single energy company
Buying both gas and electricity from the same company is usually the cheapest way to pay. This is known as a 'dual tariff'.
3. Consider changing your tariff
If you have a copy of your bills you can check how much you can save by visiting one of the OFGEM recommended energy comparison sites.
You can also find more information on saving money on our household tips page.
Getting out of debt
Free debt support
If you've got bills or borrowing that you can't afford, you can get free, independent debt advice from a regulated service.
A debt advisor can help you get some breathing space to manage your situation better and work out the best way forward.
These organisations offer free debt support:
Loan shark helpline
Loan sharks take advantage of people who are struggling and feel they have nowhere else to turn. If you're offered money with high charges and not much paperwork you should be cautious about accepting their offer.
Stop Loan Sharks has a free helpline you can contact if you need advice about taking a loan, or want to report suspicious behaviour: 0300 555 2222.