My Home Contents Insurance Scheme 

To help you decide whether home contents insurance is right for you, we’ve teamed up with Thistle Tenant Risks. TheirMy Home Contents Insurance Scheme  specialises in in social housing contents insurance.

The scheme offers you insurance for the contents of your home. This includes personal possessions and household items, such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.  

It’s now easier to protect your belongings with the My Home online platform. You can buy and manage your home contents insurance online if you choose to pay monthly by Direct Debit.

Please note that paying by Direct Debit may cost more than other payment options.

Reasons to choose My Home Contents insurance scheme 

Saving Money

Choose the level of cover that’s right for you, from £4,000 up to £40,000

Take a look at the prices

Front Door

You don't need to have a special door or window locks, as long as your outside door locks, that's fine

Home On Fire

Covers theft, water damage, fire and many household risks

Protected House Icon

Covers replacement and installation of locks for outside doors, windows and alarms if keys are lost or stolen (up to £500)

Household Repairs

Covers tenants' improvements (up to £2,000 or 20% of the sum insured, whichever is the greatest)

Car Inside Garage

Covers theft or attempted theft of contents in sheds outbuildings and garages (up to £3,000)

Window Icon

Covers damage to external glazing for which you are responsible

Credit Cards Icon

Flexible, regular pay-as-you-go payment options (fortnightly and monthly premiums include a transaction charge)

Further information

Terms, conditions, limits and exclusions apply. For more information about the policy, please refer to the Insurance Product Information Document (IPID) and Policy Wording by contacting Thistle Tenant Risks on 0345 450 7288 or visiting the website.

The National Housing Federation working in partnership with Thistle Insurance Services Ltd. Thistle Tenant Risks is a trading name of Thistle Insurance Services Limited.  Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm Reference Number 310419. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, est Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group.

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Win Amazon vouchers with My Home Contents Insurance

You can take out My Home Contents Insurance with Thistle Tenant Risks whenever it’s right for you.

If you do so before Sunday 30 November 2025, you’ll be entered into a prize draw. Five residents will each win a £20 Amazon voucher.

Full terms and conditions apply.

Find out more

Other content insurance providers

There's lots of different contents insurance providers. It’s often a good idea to get quotes from several providers before choosing one. This way, you can see which policy will be best for you and your home. 

Comparison websites are a good place to start:

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